Government schemes,
explained simply.
- Loan & credit schemes
- Subsidies & insurance
- Savings & pension
- Official portals
Government Loan Schemes
Credit & loan support
PM SVANidhi
Working capital loans up to ₹50,000 for street vendors, with interest subsidy and credit score benefits.
Visit official portalPM Vishwakarma
Skill training, toolkit incentives and collateral-free credit up to ₹3 lakh for traditional artisans and craftspeople.
Visit official portalPMEGP
Credit-linked subsidy for setting up new micro-enterprises in manufacturing, service and business sectors.
Visit official portalPMFME
Credit-linked subsidy and seed capital for micro food processing enterprises under the One District One Product framework.
Visit official portalMUDRA Yojana
Collateral-free loans under Shishu, Kishore and Tarun categories for non-farm micro and small enterprises.
Visit official portalStand-Up India
Bank loans between ₹10 lakh and ₹1 crore for SC, ST and women entrepreneurs setting up greenfield enterprises.
Visit official portalCGTMSE
Credit guarantee cover for collateral-free loans to micro and small enterprises, reducing lender risk.
Visit official portalPM Surya Ghar
Subsidy for installing rooftop solar panels at residential homes, with net metering and free electricity benefits.
Visit official portalPopular Schemes
Health, income & savings support
Ayushman Bharat
Health insurance cover of ₹5 lakh per family per year for eligible beneficiaries under PM-JAY.
Visit official portalPM-KISAN
Direct income support of ₹6,000 per year in three instalments to eligible landholding farmer families.
Visit official portalPMAY
Interest subsidy on home loans and assistance for pucca house construction for eligible urban and rural households.
Visit official portalSukanya Samriddhi
Small savings scheme for a girl child’s education and marriage, with sovereign-backed interest and tax benefits.
Visit official portalAtal Pension Yojana
Guaranteed minimum monthly pension after age 60 for subscribers in the unorganised sector.
Visit official portalNPS
Voluntary retirement savings scheme with market-linked returns and additional tax benefits under Section 80CCD.
Visit official portalScheme details are summarised for general understanding only. Eligibility, benefit amounts and interest rates are revised periodically by the implementing authority. Always confirm current terms on the official scheme portal before applying. Capnomic is not affiliated with any government department.