PPF Calculator – Capnomic
PPF Calculator · Capnomic

PPF Calculator

PUBLIC PROVIDENT FUND

Calculate Maturity Value

Investing a lump sum once every financial year.

₹1,50,000

Minimum ₹500 · Maximum ₹1,50,000 per financial year

7.10%

Current rate: 7.10% p.a. (unchanged since April 2020)

15 Years

Minimum 15 years · Extendable in 5-year blocks

EEE Tax Status: Investment (80C), Interest Earned, and Maturity Amount are all completely tax-free under the old tax regime.
MATURITY VALUE
40,68,209

₹1,50,000/year for 15 years at 7.1% p.a.

Maturity
₹40,68,209
₹22,50,000
55.3%
₹18,18,209
44.7%
Total Invested ₹22,50,000
Total Interest ₹18,18,209
Effective Yield 7.10%
Tax Saved (80C) ₹46,800
Investment Period 15 Years
TENURE COMPARISON

Compare Different Periods

₹1,50,000
7.10%
Compare how your corpus grows when you extend your PPF account in 5-year blocks after the initial 15-year maturity.
Extension Rule: PPF can be extended indefinitely in blocks of 5 years. Form H must be submitted within 1 year of maturity.
CORPUS AT 30 YEARS
1,28,50,000

PPF corpus after 30 years (2 extensions).

Tenure Invested Maturity
PPF calculations are illustrative and based on the current interest rate of 7.10% p.a. (compounded annually). Interest rates are subject to quarterly revision by the Government of India. Actual maturity value may vary. Investments qualify for Section 80C deduction under the old tax regime only.